If there is a will there is definitely a solution. Even though some people's income is only enough for their daily needs, if they can set aside a small amount of their income to save then they will definitely be able to pay the monthly fees. It all depends on the level of desire of each of us and how we look at the future.
Indeed, we cannot know when something unexpected will happen to us, that's why we are always alert or we have to protect ourselves with insurance. If we only have enough for our daily needs, I think it's a bit too hard for us to protect ourselves from insurance. It's best before we choose insurance to plan our finances carefully. In this life, we know that there are unexpected costs, whether it's any costs, you have to set aside these costs, at least to take care of you protecting yourself
Indeed, for people who have a lot of money there are no problems in terms of insurance, but for poor people who are only able to meet their daily needs, it is very difficult to arrange insurance. The only way for poor people is for the government to cover insurance costs so that people do not experience difficulties when health problems occur.