Thinking of how smart one can be to borrow and not pay back, you're definitely on the wrong side because if you do you will not go free, do you think someone will just open a bank without having his root on how to get money back if not being paid as agreed? you must be dreaming of you think so.
Just don't try to over smart yourself if not you will get stuck somewhere that you won't escape.
Borrowing and not paying it back can never be wise. I don't know how it is that someone helped you with a loan, but you ran away without repaying it. A lot of these are seen in the present day, and for these, it is seen that their relationship is destroyed over time. I have seen many times that the only thing responsible for killing a friendship or even a good relationship is the transaction of money. The transaction of funds means lending and borrowing. At first, he takes the money well, but it remains to be seen if he can return it on time. It can be seen that he does not give the money on time, which means he has to go around a lot to withdraw that money; then he says that if the following cash is given to others, how is it that it is seen in the present time and what else?
We have to change our mindset. We have to give back to those who receive money from us. Nothing can be taken from anyone unjustly. Only then will it be seen that some change is coming from here; moreover, there will never be any change.
Personally, when I read op's idea of loan I was interested to know the details of what his saying but when he mentioned taking loan and never repay them, I immediately disqualified his idea because there is absolutely no way one should be thinking of bringing down someone else business of loan by taking money and never pay it back, and if he thinks he wants to start business altogether with that loan op should imagine going into a deal with partners and they decides to take his profit and never pay him back. infact the law of karma still exist for people thinking like OP.
People who are very wealthy especially real estate investors borrowed the capitals for the investment but what one must know is you must have a good credit level before you can access such loans and for you to have a good credit score you must have another running assets that can make the bank or any organisation to borrow a good amount of money. But for OP his problem trying to scam anyone who borrows him the money which is looking forward to get which I believe might end up ruining his life if you continues with this mentality.