What we need to understand is that Bitcoin transactions are different from other transactions like banks, Bitcoin can not be compared to other transactions because Bitcoin transactions are greater than them in any way and you can do any amount of transactions you can without not any complaints about the amount you did, bank accounts are different and that is why they are controlled by the central bank, Cryptocurrency is much better but each one of them has their advantages and disadvantages, you can transfer as much as you like in bitcoin, but when you have a mistake and transfer to another wallet you can’t trace the owner unless the person is god fearing and want to refund it.

Banks can trace the owner of an account and even get his or her details through the application used to open a bank account and that is why you can’t open an account without having good details, I don’t see anything concerning the bank's problem during transactions before you make any transactions make sure you think well and do the transaction to the limit that the bank won’t stop your transaction.