the key is always to combat inflation and finding additional opportunities to add more source income tbh, having 1 source income being an employee 9-5 is still dangerous poisition in my opinion, anyone can be fired anytime nowadays and when the job market is full of people seeking job while the job opportunity is low, we might get stuck at prolonged jobless condition where we might become poorer as the time goes.
since the world keep changing anyway, it's better if we could adapt and always seek opportunity regardless whether we already well off or not.
Here I agree with you about this but we are still having the large number of peoples those are not able to do things for having extra income because they are living in circumstances which are not allowing them for having things like these so they are suffering badly even now in few countries or regions we are having serious changes and gape between classes are also widening this happening due to covid19 because after this we are having many countries not able to come back as normal, and they are going down.
As I was looking on different surveys and reviews about few things I found recently in many countries we are having the serious number of peoples those are now living homeless and having terrible lives because things are not going as they needed, and they are also having no good help from where they can do for the improvement.