Modern password managers use the same level cryptography as bitcoin. You share equal risk keeping your wallet.dat on an online machine. :/
That risk is too high and no one in the right mind is not keeping wallet.dat on a hot machine.
Your encrypted drive can be stolen or destroyed.
So what ? it's encrypted, you can have multiple encrypted drives as backups.
I feel like I'm talking to 5 year olds, with almost every post read on this forum I feel more stupid.
That's why I'm saying goodbye to you all.