So anyone financially compromised turns to their most liquid asset: bitcoin.
That is false, it seems to me that you do not understand the concept of liquidity.
There are many definitions of liquidity, but if we go to
investopedia:
Cash is the most liquid asset possible as it is already in the form of money. This includes physical cash, savings account balances, and checking account balances.
In some cases liquidity and cash are used as synonyms. But definitions aside, Bitcoin is not the most liquid asset. It is more so than traditional investments because its market works 24/7/365 but it is not more liquid than my savings account where I have the money available and if I want in a few seconds I transfer it to the main account and from there I withdraw cash at an ATM or make electronic payments.
So what? I don't understand why you think the availability to trade Bitcoin in 24/7 is a downside. That's the beauty of decentralization and free market, you can send Bitcoin whatever you want and whenever you want, you can also spend it or cash out your coins.
It's an upside, actually.