Therefore, I believe that the risk is in no way related to the financial state of the gambler.
This statement is on point and I've iterated such many times on the forum, particularly on topics like this where people are so particular about the people believing that only the poor will always suffer the consequences. The "rich also cry" because they have their limits as well. It all depends on the financial state of the gambler whether rich or poor, this will definitely be used to measure the risk such a gambler would take that will not be painful or that could be deemed affordable as the case may be. If any gambelr lets it loose and risks beyond their own threshold, I don't see how on earth that gambler would not be pained whether he is rich or poor.
The risk of each individual gambler depends only on himself.
I also agree because it could be summarised into an individual's risk affinity. This is not a respecter of what you are worth, but your ability to take the risk could make you commit more than necessary to the risky activity and this could define who you really are in risk-taking and could be caused by greed, aggression and other emotional factors.
Both the rich and poor are also susceptible to this regardless of their status.