Another important thing I consider very important as what also facilitate or aids holding is having is how much you are convinced personally about your asset, because there is possibilities of any one not to be able to hold effectively even with sources of income and emergency fund, all necessarily factors must be kept in place or look out for in ensuring hodling efficiency
Holding bitcoin is all about principles, is not as difficult the way you sees it . Because is all about accumulating with money you know you can stay without using for long, so for instance you are holding and accummulating bitcoin. You will literally mind the way you spend to avoid over spending, especially when you know that you are not that financially stable . That's where emergency funds comes in because that's the money you will use to take care of expenses while holding to avoid putting your hands in your bitcoin investment.