JJG I totally agree with you, you have explained very well that emergency fund is essential not only for long term investors but also for traders. The main purpose of an emergency fund is to provide us with security in the event of a financial crisis or unexpected situation, and this emergency fund should be kept completely separate from our investment or trading accounts.

Having an emergency fund is crucial also for trader, especially for those who keep a large portion of their capital locked up in their trading accounts. Because in times of danger or unexpected situations, if he doesn't have an emergency fund, he will have to use his trading account money, and as a result, he may suffer a lot of losses.

So whether investing or trading, they must have a strong cash flow system and emergency fund. So that it does not affect their investment and trading during emergency.