If you don't have funds, you can't invest. If you have enough funds, you can invest some amount from there. When you invest you may face loss due to volatility in the market but if you have funds at that time then you can reinvest and get profit from it. So I also think it is very important to have an emergency fund to sustain the investment and an investor has a high expectation of profit in it. But long term investment is best as compared to short term placement and profit is easy here.
Emergency funds is a necessity for every human being that can allow themselves to create that purse. It’s always life saving as, having to beacon on friends and family for aids or even going through the processes to take loans isn’t always an easy going one.
Then again, I don’t think you really do have to wait until you’ve got enough funds to invest. When is funds ever said to be enough? You get to create that enough else, it’s never enough. There is always needs and wants that you wish to satisfy with what you’ve got, it’s always up to you to create that space to accommodate investments.
Not all investors are hoarding money, especially those who have poor holders who can basically DCA Bitcoin by saving extra money from weekly or monthly expenses. So the DCA method is open to any investor using it with the highest number of successes.
The whole people might actually hoard money is the time you out to have put that money in the Bitcoin market, get some coins and leave it be in your non custodial wallet. Bitcoin doesn’t segregate on amount, you buy and be ready to hold for a long time, that works.