That's the point of the Central Banking scam. The Cabal is making the people poorer the longer we hold/use the fiat currencies that the Cabal has control over - The Money Printer.
People work day and night to get money to meet their daily needs. They can continue to print money without working so that the money we have is increasingly worthless.
Indeed, this is a scam that is made so that people never think and study easily deceived by the system. Even such types of people continue to say Bitcoin is risky so there is no need to own Bitcoin, just collect fiat.
That's absolutely why we need to HODL Bitcoin as a back-up/fall-back. The people who discourage HODLing because "reasons" are probably not informed.
For and in my opinion, I use Gold as a reserve fund that I can sell when I need funds for sudden needs.
Bitcoin remains an asset that I hold long term, at least its age is based on a four-year cycle.