I use it every day, and I live in Spain; you just got to find a crypto card provider and then deposit load your card with Bitcoin. You pay everywhere you want, buy things online, connect it to Apple Pay even, and spend it in restaurants, supermarkets, or whatever you need. I have used plasbit euro virtual card for years and I have been practically off the grid since 2020. It's 2024 bro, you can live on Bitcoin and nobody will even know..
(on chain, non-custodial)