Firstly, despite Bitcoin's distinctiveness and its own complexity compared to other financial forms like fiat currency, gold, etc., its essence remains "money."
Secondly, the price volatility of Bitcoin is highly enticing; it constantly alters our psychology, which is why I refer to Bitcoin as a financial game.
Be mindful: if it's a game, there are rules to follow, risks involved, and winners and losers. Before you engage, research investment strategies, media influence, key influencers, benefits, risks, etc. Take charge of the game; don't let it control you.
Bitcoin can be whatever the holder intends it in their mind to be afterall it's their own money, whether it's a digital cash for transactions or an asset for long term investment. But the fact that we can not deny is that it has proven itself in the crypto market and the global financial sectors as a valuable asset to hold. So if Bitcoin is a financial game to you I don't have any reason to argue your stance on it. It is a volatile asset and that means that it has risks so to be on the safe side of the game, hodlers needs to understand how it works.