As in the title: How often do you use cryptocurrency (on chain, non-custodial) for payments.
If not so often or not at all, why do you think it will scale in the future and what will make you use it more often than today.
I am using cryptocurrency at least once a week for various online services, simply because it's more convenient and also more private, cheaper and faster than using regular FIAT options.
Like what few are doing, I also don't use cryptocurrency to pay something especially online.
I don't find it convenient at all especially the fees and the fact that there are only few merchants and establishments that are accepting crypto right now.
There are some who sees Bitcoin as a currency, but I see it as an asset, and there's nothing wrong about it hence, I will just hold all of my Bitcoins until the time comes that I need to sell it. For sure, here that is holding Bitcoin prefer holding it than using it to pay something because they might lose the chance of earning more if they will use it. If I really need to use cryptocurrency to pay something, I would rather go with altcoins that has faster transaction speed.