As in the title: How often do you use cryptocurrency (on chain, non-custodial) for payments.
If not so often or not at all, why do you think it will scale in the future and what will make you use it more often than today.
Maybe I would have chosen to use bitcoins more if they were sellers around me who receive bitcoins as a means of payment, and then other people who own bitcoins normally using their bitcoins for these payments because environment has a big influence, but that is not what is happening here, and since the normal for people who have bitcoins here is to keep holding for as long as possible, that has been my attitude to my bitcoins, to hold for as long as I can.
Same here, I would do the same. What you just explained is an ideal situation for every crypto enthusiast, but unfortunately not all country accept crypto as one of its legal payment. Just hold it like an investment asset, hoping one day it will give us big return.
I believe one day that countries all over the world will fully adopt cryptocurrency into their system, eventually everyone will use bitcoin like how we use our credit card.