That's what it's about, except with the Example you gave, a person who has $10k to bet and didn't have that money, but if he did have it to bet in a casino, I think he would Still spend the Same $100 and not $10k, the difference is that the person with fewer resources would solve his life a lot for at least a few months with that money and would get healthier fun, because $100 won't hurt much if he Loses it , but I'm sure that a Rich person who has $100 to spend Wouldn't know how to gamble.