This is a very skewed and fucked up vision of how cryptocurrency works. You losing money cause you invested in shitcoins? that's just ridiculous. Let me tell you how shitcoins with no apparent purpose aren't as different as bitcoin fundamentally, it just so happened that bitcoin was arrived earlier than these coins.
I'd hate to digress but I hate the fact that you maximalists assume bitcoin is the only coin there is to buy and everything else is shitcoin, even more so ridiculing and taking pity on other people just cause they didn't invest in crypto, or that they experienced pretty sad and fucked up shit while investing in something else other than crypto. This also happens on the regular in this industry, I'd argue it happens even more than it does with banks and all that shit you talked about. It just became so common that everyone stopped talking about it. Hell, it even became a rite of passage of sort to be hacked or scammed here in our industry, so what does that make of crypto?
You have to be a certain kind of stupid to think that crypto's any better than known and trusted ways of investing and trading. Stop with this shit.