It’s easy to think getting rich comes down to luck, connections, or simply working harder. But the real game-changer lies in your mindset. Without understanding how investments work, you’re likely to lose money in the market. Jumping into a business without knowing the risks and challenges often leads to failure. Your ability to spot opportunities and sidestep traps is directly tied to how much you know. The more you grow your understanding, the more you unlock the potential for wealth.
However,let’s be honest: We’re all operating within a system designed to push us toward spending and debt. Capitalism thrives on consumption, with everything — from ads to social media to the way jobs are structured — nudging us to chase the next shiny thing.his fuels dissatisfaction and endless comparison, making it harder to stay focused on what truly matters.
You know, when I first saw the topic of the thread, I said to myself " but there are people who are really smart but still don't earn" and this is true. But reading through the posts and comments, I see it talked about spotting opportunities, the right mindset, avoiding societal traps, etcetera, and how all these could be linked to one's financial understanding. That's true, but I won't directly connect one's ability to earn to their understanding, what I can directly connect ones ability to earn to is their courage and the bravery to take a step despite the risk. I've seen people who are literal illiterates and still earn. They hire people who are smart enough to do the hard maths for them and they do their stuff.
All these factors individually, learning about investments, getting a skill, identifying opportunities, and so on, are all useless if you can't take action. So, I'd rather say " you can't earn beyond your level of courage/ability to face risks".