It is naive to think that only people with knowledge, education and degrees can make a lot of money and the rest cannot. In theory yes, but in reality, our world doesn't work that way. If we have knowledge but no courage, do not dare to take risks, then do not blame fate that we are not luckier than others. While those who know they are not good but still dare to take risks, step out of their comfort zone and dare to make trade-offs, the results will be completely different.
Not to mention, wealth sometimes comes from relationships, luck...this is not new and there have been many such cases. In short, wealth comes to us in many different ways, there is no single path or formula when it comes to wealth.
But in life, we cannot wait for luck to come to us because there is no guarantee. So instead, try to improve our knowledge, work hard, try to step out of our comfort zone...seek wealth and wealth will come to us.
Knowledgeable people are indeed a little more advanced and have more knowledge than others. It's just that in the reality of life, that may not apply because around us there are also some people who do not have a higher level of education but they are quite successful in managing their businesses. I think people who dare to do something and face risks will find it easier to reach the path of success. What you have mentioned are some of the paths that must be taken and I believe that these positive things are the leverage for someone to continue to develop themselves and their business path.