2. Lack of fund: these are people who understands how Bitcoin investment works but because they don't have good source of income that can help them sail through...
Such person should look for a second means of income or cut down his expenses if he has the zeal an d desire to invest in bitcoin, he will find a way to invest with a little amount because you must not start buying bitcoin with big amount of money.
No one should be pressured to invest in Bitcoin because it will make no sense for someone who is not financially stable to invest in Bitcoin because they will end up selling to meet up their immediate needs. Even as we wish to invest in Bitcoin but it shouldn't be under severe financial circumstances, if anyone should invest in Bitcoin it should be at a time when they have a steady income that will sustain their investment plans. Anyone can decide to start making investments at any time they wish to provided they have a long term targets, they definitely gonna own as much Bitcoin as they wish to. Bitcoin is still very much developing, there's no need for a rush for someone who isn't financially buoyant instead they need to look for jobs or businesses that will generate steady income for them then they can use the proceeds to invest in Bitcoin.
Basically investment is an independent medium in which an investor accumulates bitcoins as per his wish every week or every month. Investments mired in a web of obligations may not be viable in the long run. You need to ensure an alternative source of income to meet the daily needs of the family as well as maintain a decent amount of Bitcoin deposits. Alternative sources of income will justify you holding large amounts of Bitcoins for the future with every responsibilities properly performed.
You should definitely advise those who want to start and are interested in depositing bitcoins based on their disposable income and possible price progression of bitcoins. A common mistake many guys make when it comes to investing is to give more priority to investments than real assets which can hurt them later such as the tendency to withdraw midway. I think the tendency for a bitcoin depositor to withdraw investments midway can deprive him of much profit. Also by long term holding he could get huge stack in future and decrease UP.