There's no such thing about being safe on this world even no matter how small the risks is then it will really be that still consider as risks. When you are making use of banks then it cant really be denied that we have been long time be able to make use of these institutions when saving up our fiat money as savings. Although the risks of bankruptcy would really be there and this is why it will be having that sense that we shouldnt really be putting all of our money on banks and let those cash be circulating in other means and this is where business and investment would really be kicking in but of course taking up such step will really be needing up even more risks on which there's a potential that you do lose up money rather than on earning and if you cant be able to bare up the risks then better you should sit down and save up your money on banks.

Putting up your money on bank isnt consider investing because if we do tend to look at on that annual dividend then you are really just that only getting 1.5% per annum on which its
never been that good on any angle. If you are someone whose really that wanting to make those money to grow then you will be needing to add up some risks via those further actions
like making investment or business. Although this doesnt mean about guarantee but at least you are trying to make a move on which is significant and could potentially be able to reach up your goals.