When it comes to bitcoin investment there are things that are important to have and one of them are reserved funds, like you said it helps one when there's a dip, when you are using the DCA strategy and you have also built a very good reserved funds it will help you accumulate more Bitcoin than someone who is just using the DCA strategy without any built reserve funds.
Reserve fun is very important but not to be use the way you are saying because every investment strategy has there advantage and also disadvantages and any wrong decision can result negatively on your investment, so your reserve funds shouldn't be a strategy for investing all in any Bitcoin dip because doing that can result to the disadvantage I'm emphasizing on, so actually I don't really see any risk on Bitcoin holding but most of the people are the ones that's bringing the risk to themselves because if you're accumulating with the normal method without adding any greed I don't think there would be any regret but the ideas to navigate into other method in other to stack more Bitcoin has always brought setback to most people.
I didn't say one should build a reserved funds and use all at once in one particular dip, please try to read through everything write up before commenting on it.
With what you are saying you feel building a reserved funds is not a good one because you feel only greedy people do that but is a wrong mindset, in every investment one is into looking for a way to grow is not a bad idea, having a reversed funds is very important in Bitcoin investment it can cover up in many areas in other to prevent you from dipping hands into your investment for example in emergency time one can dip hands into his or her reserved funds and it can also help to accumulate more Bitcoin when there's a dip why still following your DCA strategy and I don't see anything wrong in using some part of your reserved funds to accumulate Bitcoin when there's a dip.
If you don't have a reserved funds one can still build it along side his or her Bitcoin investment, all what you will do is to bring out a percentage from your Discretionary income and then use it to build his reserved funds and even build other back up funds and at the moment of building this funds one should not be aggressive in his or her Bitcoin accumulation in other to prevent reaching a fuck you stage where you now have to dip hands into your Bitcoin investment.
You're already going aggressive the moment you want to build a force reserve funds so you can accumulate more coins aside the DCA you're doing. Investing in bitcoin is not something you do desperately because you see others doing it. Remember, there are other issues to take care of with reserve funds and not only to invest in bitcoins again, again and again.
Quite alright, I know the importance of investing in bitcoin but I don't see the necessity of building a reserve funds if you are not well to do because it's definitely going to affect you in the long run and probably affect your normal DCA method too. As long as you are consistent with your DCA, you're good. Leave reserve funds for people who are financially buoyant.
Building a reversed fund is not being aggressive, one can build it little by little because is very important, it will be very difficult to hold one's Bitcoin for long without having a backup funds such as reserved funds, without a backup funds one will find his or her self dipping hands into his Bitcoin investment so to prevent that one need all this, building a reserved funds is not being desperate is securing your Bitcoin and growing it more bigger.
With your write up you are trying to discourage people from building a backup funds such as reserved funds knowing fully well that a reversed fund can serve for many purposes and it secure your Bitcoin and grows it.
One can still use his or her reserved funds to support his or her other business.
First before you can start accumulating Bitcoin one must have a source of income you can't accumulate Bitcoin without having a source of income is not possible if you try it you will end up dipping hands into your Bitcoin investment and when you have a source of income you can use little percent from your Discretionary income to build it just make sure the percentage you are using won't affect you in any way and since is your Discretionary income is a good one, however if you don't have a Discretionary income you are not fit for a Bitcoin investment or building a backup funds.