If you don't have a reserved funds one can still build it along side his or her Bitcoin investment, all what you will do is to bring out a percentage from your Discretionary income and then use it to build his reserved funds and even build other back up funds and at the moment of building this funds one should not be aggressive in his or her Bitcoin accumulation in other to prevent reaching a fuck you stage where you now have to dip hands into your Bitcoin investment.
You're already going aggressive the moment you want to build a force reserve funds so you can accumulate more coins aside the DCA you're doing. Investing in bitcoin is not something you do desperately because you see others doing it. Remember, there are other issues to take care of with reserve funds and not only to invest in bitcoins again, again and again.
Quite alright, I know the importance of investing in bitcoin but I don't see the necessity of building a reserve funds if you are not well to do because it's definitely going to affect you in the long run and probably affect your normal DCA method too. As long as you are consistent with your DCA, you're good. Leave reserve funds for people who are financially buoyant.
Actually there is every need to build reserve funds, provided you are investing in bitcoin. Reserve funds is what will aid you to successfully hold your bitcoin for the desirable number of years. Reserve funds is not only meant for the buoyant investors, but for all classes of investors financially. I don't see how building a reserve funds is going to affect your DCA method, all you need do is just know the percentage that's allocated to your reserve funds and your DCA, and separate them the moment your salary is paid. It is better to DCA with small capital and still have your reserve funds in place. Than to neglect reserve funds and DCA with large funds and end up selling off your bitcoin when challenges arise in the future, because there was no provision for reserved funds. Reserve funds is like the pillars and beams holding your investments, to make sure it stands the taste of time and don't collapse along the way. Provided you have money to invest in bitcoin, you should have reserved funds.
so actually I don't really see any risk on Bitcoin holding but most of the people are the ones that's bringing the risk to themselves.
Actually there is a risk in holding bitcoin, and it's called the risk of uncertainty. The fact that you are holding bitcoin doesn't mean that everything will only work out exactly as you are expecting, things could go south. There is no assurance that you are guaranteed of success in the end. There is every chance that things won't play out as expected. That's the risk in holding bitcoin. Since there is no form certainty of making profit from bitcoin in the end, that's why there is a risk of uncertainty in it.