If you had 23.5 Bitcoins (which was worth $144,017), you would spend $10,000 on home insurance, but it would be better to be private, as your friends and community should not know about your Bitcoin wealth.
One of the primary investigative discovery about bitcoin theft is that the victim is always long vunorable to the attacker before it happens, a high percentage is mostly insider job, due to the privacy and security that comes with holding bitcoin, it make it hard for other thirdparty into the information as it involves a bitcoin holder.
So for the robber to gain such information about the victim bitcoin holdings, such information may have leak from the victim to another Person close to him and from there the worked on his wallet balance to know how much bitcoin he actually owned.