I think you are having a wrong interpretation about this reserved funds because it's not only when there's Dip one will use it to accumulate more Bitcoin NO it can also be use for other obligations outside Bitcoin investment. Secondly, it's not just about having a reserved funds but rather how well can you be able to make good use of it. and investing aggressively is putting oneself into a mess because once you got carried away by a Dip, you are spoiling your investment unknowingly.
Before starting investment it is of course most important to gather knowledge about investment.
Yes, it is always important for people to have a good knowledge of the investment they want to start so that they can know how to handle the investment and become successful with it, but when it comes to bitcoin investment, newbies or new investors don't necessarily need to gain any bitcoin knowledge before they can start investing their money into bitcoin. What newbies or new investors should be concerned about in bitcoin investment is their finances to know if or not they have a discretionary fund that will allow them to invest in bitcoin. As time goes on, they can start learning about bitcoin.
Seriously, if someone wants to be successful in whatever they are doing, they really need knowledge because knowledge is the key factor for anything they want to do, whether it is business or investment. So, it will be better for anyone to seek for knowledge before investing in Bitcoin, so they will know the right direction to follow. Some people lose their Bitcoin investments to scammers, not because of anything else, but just because they don't have the knowledge. Therefore, it is very important that we try to gain this knowledge before investing in Bitcoin.At the very least, we should try to have the basic knowledge before starting to invest in Bitcoin, and from there, we can begin asking for more knowledge to provide strong security for our investment.
Understanding is the right application of the knowledge one have, so one don't only need knowledge to be successful in any business but rather understanding. There are alot of people who has knowledge about a particular thing but they don't understand how it works. Moreover not every project or business requires total knowledge before one can be able to venture into and no matter the knowledge one acquired it can never be enough or sufficient for example those who called themselves expert traders they still incur loss despite their degree of expertise even in Bitcoin investment, one can't know everything because the more you grow the more insights you have so why waiting to be grounded before venturing into it but it is advise or encourage you have basic knowledge before investing because that basic knowledge (foundation) is what will guide you sometimes.