I think you are having a wrong interpretation about this reserved funds because it's not only when there's Dip one will use it to accumulate more Bitcoin NO it can also be use for other obligations outside Bitcoin investment. Secondly, it's not just about having a reserved funds but rather how well can you be able to make good use of it. and investing aggressively is putting oneself into a mess because once you got carried away by a Dip, you are spoiling your investment unknowingly.
Before starting investment it is of course most important to gather knowledge about investment.
Newbies or new investors don't necessarily need to gain any bitcoin knowledge before they can start investing their money into bitcoin.
I disagree with you here. Finance is a general need for both new and old investors and no one would want to start an investment if he does not have capital. What is the essence of starting an investment when you don't have a fund? What a new investor needs which is important at that entry level is a basic knowledge of Bitcoin investment without that they are bound to lose their investment at that early age.
Let me tell you something before you go ahead and make mistakes in life even if I do not have the right to advise you financially. But understand this fact, don't start any investment whether Bitcoin investment or not without figuring out how to go about the investment. For a better understanding, you need to know the nature of the investment after your capital has been realized.