You can stake in defi with stablecoin, for example lending platform or providing liquidity (higher risk of volatility) in uniswap. the APR isn't any inferior to staking in cex.
even staking in cex with stabelcoin still have its own risk, which are if the cex somehow collapses like ftx or if the stablecoin lose its peg, I personally always avoid stablecoin with low market cap and unaudited reserves.
I don’t know about such legitimate lending platform for staking my coins, can you recommend to some trustworthy platform? With how much APR in daily/weekly/annually. Yeah, centralized exchanges are too risky to keep holding coins, so staking is also risky. I try to find out about staking on Binance exchange i see they offered 12% maximum APR in annually, but i don’t want to stake in CEX's.