Don't keep too much of your wealth in cash, that's what many successful investors and the world's rich people say
so far i only have a little fiat money that i put in the bank, the rest i put in the form of investment assets (crypto, stocks, gold)
what i need now is just consistency because if i continue to consistently do my current routine then in the next few years i will get a multiple profit from the capital.
however fiat is always affected by inflation so don't keep too much money in the form of fiat that is put in the bank.
Actually, saving money in a bank with a category of banks that have very good trust will not be risky, and in contrast to banks with fewer Investor values and enthusiasts, this is likely to have risks. Investors who have crypto assets and they are successful in their Investments will certainly be more involved in cryptocurrency and of course they are prone to choosing to save their money in the form of Investments.
Only a portion of Fiat that they save for daily or monthly needs, we also assume that saving money in your bank will only see the nominal balance listed in digital form. Investors will of course continue to speculate to double what they have earned and of course they will continue to choose to invest most of their money.