I completely agree, insurance is crucial. It provides peace of mind knowing that you're protected against unexpected events. Personally, I've had situations where my health and auto insurance came in handy, saving me from significant financial strain.
It must be agreed by everyone because the usefulness of insurance is indeed in a direction that we do not expect where in general it is like a disaster that we cannot avoid so that the importance of insurance cannot be avoided by anyone including the poor in this world. Because health and vehicles are two important things that are always needed and used every day by everyone so it is indeed worthy of having insurance for our relief when we have to spend more money on both of these things.