I made some shady business decisions in the past. Perhaps you should reconsider if you were planning on entering into a business deal with me, but other than that, I won't bite.
So did you learn from those business decisions? Will you make the same mistake again?
(I do believe people can change)
The following statement has nothing to do with the user terrytibbs but is simply a piece of general advice I want to pass along - I have learned from experience that, more often than not, people who say they have changed, haven't.