Rich people aim to at least enjoy their retirement, but for now, since there are still good opportunities for them to grow their funds and become more wealthy, they will certainly take advantage on that. Poor people are also like that, as much as possible work and save today to prepare a good retirement, but opportunities and privileges are sometimes unequal, even if they work hard all day and all night, the universe is not on their side, but more on the rich people.
rich and poor people's both of want to save a good fund to ensure secure life for their next generation/enjoy their rest of the life after their job retirement,
but mostly poor people are unable to reach their goal, because their income is very low, but it's very difficult for them to maintain their family with that low income, rich people will not face this struggle so they can lead good life after retirement.
Preparing the needs of the next generation is important but if we teach them to be able to live more independently I think it will be better because we cannot always guarantee the needs they need and it is better for us to teach them how to survive in any condition without depending on others because if they have dependence on others and one day they are gone they may have difficulty in surviving.
For poor people, it will be very difficult to survive because the income they get is only enough to eat, but if they are diligent in working, of course they will be able to achieve what they want and also be able to become rich like other people and I think some people who have become rich have also gone through that, but with their high spirits and continuing to work hard, they can achieve the wealth they want.