No one knows for sure why he has been inactive since then, but everyone who knows him on the forums wishes him well. I didn't interact with him much, so I don't know him better.. From the way he posts, he is a knowledgeable user in the gambling section and that is evident by his high activity at the boards. Maybe it's not because of the bad loan issue, something else could be the cause of the user's inactivity.
I hope it's some kind of indicator that he is ok. If he wouldn't be active on Telegram at all, it would be written Last seen a long time ago
I think you're right about that. Hopefully he's okay.