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I think that the reasons that you've given here for owning a home is good enough to see it as a good investment, that is asset that you can hold and pass on to your other people. Taxes and mortgages on homes varies depending on the location and country but for most places mortgages are not meant to tear your pocket, even when you pay the tenament rates to the government the house still belongs to you. Remember that if you don't live in your own house you'll still need to pay rent which is not cheap compared to taxes and mortgages. Having a house as an asset doesn't stop the person from investing in Bitcoin, you can decide to use huge amount of money or the amount that you can afford to loose to DCA and hodl Bitcoin. Bitcoin is a volatile asset and that means that it has a season when you can sale and make profits but real estate always appreciates in value no matter the season.
It clearly depends for each person, but I think that owning your own home makes a huge difference when you are older.
Sure, while young you can do anything, rent, move around, couch surf, do whatever. But good luck after you are being kicked out of your rental at say, 70. That would suck.
Also, the amount of money you would be saving by not paying rent after you finish paying your mortgage is massive. Night and day.
It would really be just that depending into someones approach or wish in life. Who wouldnt be wanting on having their own house? Even myself had been long time on wanting up a house
but i cant really just that able to sustain on paying up that mortgage on which it do usually last 20-30 years contract and this is something that i cant be able to confident assure myself that i could finish it of.
If we do really tend to make out some calculations then we could be able to save up on paying up some rent even for the rest of our lives and basing up on what you have elaborated about getting kicked or lost up that rental house then in todays availability of such rental houses then there's no worries about getting one but of course prices would vary or the rate on which it will really be giving out some hindrance.
In regarding about in torn between investment or making a house then it would really be just that according into your own preference and risks taking. Some people are really that risks takers on which they do have planned on establishing themselves on dealing up with some business or investment before they would be planning on creating their own house on which this one isnt really that a bad idea either. It is really just
that only a few who would really be considerate on taking up such step just because they cant be able to bare up with the risks involved.