Insurance is very important cause it help safe guard life and properties, having an insurance is of good value.health wise property wise cause you insurance might sort those your emergency bills that can come up when there is no much fund to sort them out.
This is true, but it is very important to be able to choose a good insurance company, because often they promise one thing, but then do not want to fulfill their obligations. It is best if there is someone you know who has already been paid money for an accident, and this will be the best indicator of the insurance agent's performance.
I had such a friend and I went to get insurance from this company. Because I know many cases where the insurance company pretended that the injury or damage to the car was the fault of the insurer itself. And did not pay him anything.