If you had 23.5 Bitcoins (which was worth $144,017), you would spend $10,000 on home insurance, but it would be better to be private, as your friends and community should not know about your Bitcoin wealth.
Let's be realistic, I've heard enough of this 'don't let them know', how are you going to make it possible? I don't have this much of Bitcoin but everyone in my family knows that I am into crypto trading and investing, the only way they won't know is if you are not working at home and online, maybe you started your money making journey with a business and you silently start investing in crypto.
How about people like myself that start making money from Bitcoin and slowly start using the money to establish other business? There were times where I need to teach and take some online classes, the moment you start making money your family member will come closer seeking for some knowledge, I can't watch my cousins going through hard times and not teach them about crypto because in the end I will be the one they will come to for help.
There is a saying that betrayers on the inside is what open doors for the attacks from the outside, but in my own case I prefer security, just be careful of your surroundings and know very well the people you choose to be closer to, even when I need to help a family member I always choose the one that are so far away from me, because not all family members can be trusted.