"...nothing beats instant not even bitcoin..."
Walmart avoiding card fees is great since they will be able to post lower prices on many items and/or pay their employees more and/or increase profits which is good for their stockholders.
i doubt they are going to lower any prices. i heard a while back that they were supposed to be lowering prices on "thousands" of items but nothing i saw went down in price at all. but here's an idea, maybe they could staff their cash registers with humans and let them check people out. instead of monitoring them like a criminal at the self checkout...
The only loser there is banks, sounds great to me. Now, saying "nothing beats instant not even bitcoin" is way off the mark of reality. Bitcoin is a safety net against inflation, so people who own BTC will be in better financial shape. (For example) If they slowly spend a small % of their BTC - along with buying more on dips - then they will have much more cash available to spend. That does beat other types of money.
not if bitcoin doesn't acheive some type of traction in the real world like being able to use it at major retailers in lieu of fiat. but for the most part, i appreciate your input.