From your explanations, both are of good example and they can add up to the financial benefit of one in this life. But my judgement on all of this after my own diligence knowing and research about getting yourself out of a situation like the subject matter we are discussing, it all falls down to information and connection, if you’re well informed and get the right knowledge, you’ll make it far in this life and you’ll wonder how things will begin to work in your favour. This is not something that you need to think too much about because it’s plainly seen and obvious around us. The rich continues to get richer because of the information they have and connection. While the poor and middle class that don’t have those things will either remain the way they are or get to live a little bit around the financial circle they find themselves in.