All that you said are very much ok too me, except the good management skills that you listed down, to be honest bro, you don't need to have any good management skills to invest in Bitcoin, because am quite certain that as long as you have a reliable source of income and an emergency fund to fund your rainy days, then you are good to go, having good management skills are mostly for traders,   or if I may ask, what are you going to manage your holdings from? Are you going to be tempering with it? By trading it for minimal gains? Because am very much certain that good management skills or Money management skills are meant for traders, not investors like you and I.