This is actually slightly-reworded copypasta. Its not even original text:

https://www.reddit.com/r/cybersecurity_help/comments/1fakkvc/please_help_i_got_an_email_yesterday_from_a_random/
https://safecomputing.umich.edu/phishing-alerts/extortion-email-name-address-and-photo-home-2024-09-16-000000

So yeah its completely bogus. Sorry that happened to you. There's a lot of shitheads in the world.