I somewhat agree, but what about it being a string of text and not clickable if the user who posted is below Junior Rank.
That way, we will have user post the link but others will have to copy and paste it, making it secure for everyone.
I like this suggestion, even though it's really likely to stop anyone from following the link if they're so gullible as to believe there are people out there giving away free money. And even that falls into the realm of scam not being moderated here. Best thing to do is for us more seasoned members to just report such posts and move on.