It is not a wrong idea to keep 50% of our income for our family expenses and the remaining 50% for investments. But currently the bad economic situation is affecting the people of different countries around the world. As a result of which the standard of living of the people has increased along with the demand and increase in their family consumption. Nowadays people have to spend most of what they earn due to high inflation.
Managing investments with 50% of salary will be the most difficult task and can be risky. Whether your income is low or high, your expenses will be determined based on your income. The demand of a person earning $200 a month and the demand of a person earning $2000 will not be the same. As your income increases, so will your expenses. You may think that if a person earning $200 can meet demand with $150 then I will earn $2000 and meet demand with $150 then you are wrong. If your income is $2000, your demand will also increase to $1500. So I think investing with 50% of income is one of the most difficult decisions for both low income and high income individuals. Many times such a decision may force you to sell your investment at a loss.
It can be possible for you to invest 50% of your salary in bitcoin and that depends on your monthly expenses based on the cost of your things in your area and the cost of apartment that you are living in. I could remember that I was saving upto 50% of my income in bitcoin not until a month ago that I relocated to a more civilized state compared to where I was staying that gave me the opportunity to save 50% of my income.
Since I just relocated down to this new state, I have to register my kids in a new school and it is more expensive than my former place and cost of transportation is high too. So I am still trying to balance myself and when I'm balanced, I will try to see if I can still be using 50% of my income to buy bitcoin because currently I am only using 25% since three weeks that I came here.
I was able to use 50% because my income increased gradually to an extent that I was used to spending a certain amount of my income regularly and as my income increased and my expenses didn't, I thought as much of using half of it to buy bitcoin. Initially when I started my bitcoin journey, I was using 10% to buy bitcoin and my monthly expenses was 80% but due to the increment in my income, it made the 80% of my expenses to become 40%, making me to have 60% as my discretionary income.
Inflation is another challenge that will be a problem for an investor to be able to invest 50% of his discretionary income because if your income doesn't increase with inflation, your discretionary income will reduce. It will be very quick for you to rich the fuck your status if 50% of your income can be invested in bitcoin for a long time, the rich are the ones that are capable or doing this easily.