I disagree. This happens in real life, poor people often live a lifestyle that they cannot afford. Whether it’s having more kids than they can afford to raise or living in an apartment that is above their budget, poor people often find themselves in situations that keep them in debt. The image in the OP depicts a reality that is common in every part of the world. Give a poor man a small fortune, and he will suffer from imposter syndrome. A poor person who just made a little money will spend it all trying to look the part of a rich person.
Maybe this is more precisely on self-awareness of one's own circumstances, because indeed in my environment this also happens and it is true that rich people usually appear simpler compared to poor people who always want to appear luxurious by forcing themselves to be seen by many people even though perhaps, this happens to those who are poor but are not aware of their circumstances. In addition, there are young people whose family's economic situation is middle to lower but they force themselves to appear rich with the aim of wanting to be seen as luxurious by others, but it is not strange that there are those who are in debt or the goods they own are paid for in installments. For poor people who are self-aware, I think that even when they have a lot of money they will not spend all the money they have, this is more about self-awareness in my opinion. Because even with the rich, if they really want to be seen as luxurious by many people, they will appear excessive.