Insurance is important because it helps protect against unexpected events like accidents, illnesses, or disasters. Without insurance, covering the costs of things like medical emergencies or property damage can be overwhelming. By paying a fee and having insurance, you don’t have to worry as much. In a way, paying for insurance is like paying for a peace of mind. Having insurance certainly makes me feel more secure.
I myself cannot deny what you said about insurance, that nowadays there is a convenience available named insurance to cover everything we can experience and can be protected with insurance that pays, is something that happens and helped again we have to do without.
But sometimes paying for insurance, of course, requires a special fund that can be taken from the income, but if there is no more. But course, it will be difficult to pay the insurance premium. The state should step in to help those who can not afford the insurance premium.
In principle, insurance is very important and should be taken by us as this will help in unexpected difficulties.