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It is indeed very unpredictable how the future will occur, we see today based on what we know and believe, you may be right in saying that today it is still too early to say who will win the Europa League in the 2024-2025 season and only see a little data from matches that are still early, but that is the best record we can do when making a prediction of the future.
For me there is nothing wrong with people speculating like that in talking about who the potential winners are, it is based on their awareness of what they see at this time, it is true that there are still many stages to go through in this league, but is it wrong to speculate about predictions?
It is impossible to tell who is going to win it but that is essentially the same for all UEFA competitions. Barely anyone thought that Atalanta would make it into the final last season, let alone beat Bayer Leverkusen 3-0!
The season before a very weak Sevilla team eliminated one other favorite team after another and won the competition.
The year before that year suddenly Frankfurt went all the way, beat Barcelona and then won the final.
I think it is unpredictable as there are surprises all the time.
That's normal to see surprises like this can we cannot predict anything to be a hundred percent sure about the result of the games. For example, as you said Leverkusen was one of the best teams we saw in the past season and they had a perfect performance because not lose a single game even after playing against many strong teams like Bayern Munich but still they lost the game with a 3-0 result against Atalanta and now Atalanta is playing in the Champions League as the winner of Europa League. But think this won't happen again for them this time.