If that happens then people who buy smartphones are not for the needs to support their work but rather an effort to fulfill their lifestyle. We often find this kind of nature and most of them prefer to pursue a lifestyle rather than taking advantage of opportunities to improve their quality of life. When someone buys something new for work needs, it makes sense, but forcing a lifestyle of buying something on credit is a destructive practice because when they are unable to cover the existing monthly costs, the cellphone is taken back.
I also noticed that there are many generations of Moses now who prefer a luxurious lifestyle. In fact, if you look at the average monthly income, it is quite small and even they buy expensive quality goods in the wrong way. For me, it is better to set aside the money for investment than to fulfill a lifestyle because you have to prepare your finances to be better slowly.
cutting costs is exactly what everyone is keying into at this point because of how bad the economy has become and they should be able to choose which one they want if they want to progress or they want to be furnishing their lifestyle some people will choose life over progress. they don't want to do something meaningful because they always want to impress people, and people like to show, buying the latest phone because what exactly what the latest phone do that you can not do because i know how people like to oppress people and anyone that have that mentality is very bad because the money that is supposed to be used for something tangle you will use it for impressing people.
The money should be what you use to take advantage of opportunities and not spend it on things that are not relevant, when it comes to the already existing monthly cost which is something that you can not avoid then you should know exactly where your money is going to spend it on worthless things. if you are extremely rich, I am not a fan of not making yourself comfortable but spend wisely when you know you don't have the money but do they care all they want is for people to acknowledge them.