If that happens then people who buy smartphones are not for the needs to support their work but rather an effort to fulfill their lifestyle. We often find this kind of nature and most of them prefer to pursue a lifestyle rather than taking advantage of opportunities to improve their quality of life. When someone buys something new for work needs, it makes sense, but forcing a lifestyle of buying something on credit is a destructive practice because when they are unable to cover the existing monthly costs, the cellphone is taken back.
Buying an expensive cellphone is not a problem as long as we have enough ability for it, especially if the cellphone can be used for many jobs that we often do so far. But if someone starts to force themselves to have an expensive cellphone and it is not to support their own work, of course that is very wrong, especially if they buy it on credit so that others will consider them rich. For me, that is an inappropriate idea if someone does something like that in their life, but as long as they have the ability to buy it without going into debt, it is clearly very feasible and not a serious problem for them.
I also noticed that there are many generations of Moses now who prefer a luxurious lifestyle. In fact, if you look at the average monthly income, it is quite small and even they buy expensive quality goods in the wrong way. For me, it is better to set aside the money for investment than to fulfill a lifestyle because you have to prepare your finances to be better slowly.
It is indeed better for those who are struggling to improve their income and business in their lives, but for those who have been successful at a young age I think it is okay if they want to do that as a way to enjoy what they have earned through their own efforts. Although in general spending money on useless things is a bad thing because the money can still be used for other more useful things, but for those who really want to enjoy the results of their hard work at this time it will not be wrong to do something like that.