You don't need to wait for what before you take action; all that's needed is safety. Never hold your coins on a centralised exchange or a custodial storage. Be your own security boss, and that will save you from the stress of thinking about what might happen later. 

Just as Coinbase advised their users to use whatever security means necessary to protect their credentials from being accessed by thiefs since they won't be held responsible for any loss incurred by such action customers, as you need to be responsible for your own security; in other words, they should not hold anyone responsible other than themselves.

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I agree with what you said, in the crypto world do not ask for responsibility to others for the losses we receive. In general, centralized exchanges will not be responsible for something that happens to their consumers who lose Bitcoin or Altcoin that is hacked. It is better for us to store the Bitcoin or Altcoin that we have in a hardware wallet so that it is safer and not easily hacked, only we supervise and are fully responsible for the security of the hardware wallet that we have.