Fortunately for us, crypto regulations are getting stricter. So exchanges will think twice before "running away with the money". Both Mt Gox. and FTX customers are being compensated for their loss (reimbursement). Perhaps, Coinbase will do the same in case something bad happens in the long run? 
And before that happens, as a user do ourselves a favor for any counter measure and the best thing to do is to avoid anything before that happens.Stop depositing huge amounts on them. There could be 'fund safu' just as Binance and coinbase but we can learn from FTX and Mt.gox that it takes time for them to refund all of the affected users.