But what I have always felt that is important to everyone (no matter your class), is the income you earn. If your income is good enough (assuming a monthly income), then you can choose to buy once and wait patiently till you receive the next salary before buying again.
I agree with you that the important thing in bitcoin investment is the amount of income you earn and also the amount of bitcoin you are able to accumulate from it,
It is not the amount of income that you earn will determine the amount of bitcoin that you will accumulate but it is the amunt of your discretionary income that will determine the amount of bitcoin you will be able to accumulate overtime if you invest with a focused and committed mindset.
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he can fix on how to split his fund into the following part, 1 for bitcoin investment 2. For emergency 3. reserved fund to use for the purpose of family expenses and also for buying bitcoin every week(DCA), buy the dip and of course lump sum till the next month of his salary which is the 4th week to enable him accumulate bitcoin at ease
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I don't understand what you mean because any old investor already have his emergency funds in place to enable him survive his bitcoin accumulation journey till date. If it is a new investor I can understand but it is impossible for a new investor without an emergency funds to split his income into those three parts that you mentioned above. Because the most important thing is for the new investor to first figure out how much is his discretionary income and how much from his discretionary income that he can use to buy bitcoin for a long that without affecting him.
The new investor can use the other part of his discretionary income for his emergency funds. He can later after he has built his emergency funds up to 3-6 months, he can divert the funds into building his reserve funds. When he has built he reserve funds, he might choose to go ahead and channel the funds of building his reserve funds to float and invest aggressively with DCA without overdoing it.