In a situation whereby you accept it as a means of payment while selling off your goods, then when you are out of stock, so you decide to restock your shop, so by then price of Bitcoin has dip so much that you can't buy all the goods needed in your shop, due to the fact that your money has depreciate in value because of the dip, what is the way forward in such a situation if your emergency funds can't cover up for the shortage?
As a business man before accepting bitcoin for payment their is need to have understanding of bitcoin that it is volatile and since bitcoin is volatile in nature it is important to make plans , if you are accepting bitcoin to hodl bitcoin or if you are accepting it for payment to spend it immediately or convert it to any other currency, there must be reason why you are accepting bitcoin for payment, maybe it is the available currency a customer has for the moment to make payment and you just have to accept it and after accepting it you must have plans on what to do. If it is a business which you depend on the profits to stuck back your business and if the price drops, it can affect your business for you to put back things.
For business people who will always need money for business, I think after accepting bitcoin from customers their is no need to hodl the bitcoin if you are not ready to invest it for longterm because if it is money you will still need at any moment and the price of the market falls it can keep you stranded.